Author: ella

Placing funds in the stock market becomes one of the options to invest. An experienced investor can reap profits from tens to hundreds of millions of rupiah. Running an investment in the stock market can bring in a lot of money.

However, before actually plunge into this investment, you should better understand the leading stock in the stock exchange, namely blue chips stock. Is that a blue chips stock? Here is the review.

What is Blue Chips Stocks?

Speaking of blue chips, you need to know the history of the blue chips stock itself. Blue chips or Lapis One stock is the type of stock with the highest market capitalization above Rp10 trillion. Companies whose shares fall into this category have a reputation in terms of fundamental.

The use of the term blue chips itself comes from one game in the gambling world, namely poker. In this game, bets are used using three pieces of coins with red, white, and blue. The blue color generally has the greatest value.

The term was first introduced in 1923 by Oliver Gingold. At that time he was observing the movement of stocks in the stock market. There are some interesting transactions that occurred at that time with shares worth USD200-USD250. The stocks became a stock that attracted many investors.

Coming home from the stock market he asked his colleagues to write about blue chips stock (blue chips stock). Until now the term is still used.

Blue Chips Share Characteristics

There are several characteristics of blue chips, among others:

1 .Blue Chips Shares Has Large Capitalization

Shares can be regarded as blue chips stocks if the stock of the company has a large market capitalization. Value up to trillions of rupiah. The value of this market capitalization will make the stock players or investors difficult to manipulate the price.

2. Blue Chips Stocks Have Good Liquidity

In addition to the large capitalization value, it is necessary to see how large shares of the company are publicly owned or circulated in the stock. If public ownership is too small, it is likely that the stock price is easy to manipulate, making it illiquid in the stock market. Conversely, if the stock has a high level of ownership, that means the stock is somewhat liquid.

3. The Older Is In The Stock, The Shares Allow to Sign Blue Chips Shares

The longer the company’s stock is on the stock is also an important category in the determination of the stock can be regarded as blue chips stock or not. Usually the benchmark taken is a minimum of five years.

4. Company Performance is the Benchmark of Blue Chips Shares

The fourth category is how the performance of a company that sells its shares in the stock. Can it make a profit every year? Can I earn an ever increasing profit every year? Is the value of profits generated can be quite large compared to the company’s capital?

By taking the benchmark five-year period, please note how the stability of the company’s performance. Companies that always make profits every year if one year has decreased, the next year should be able to rise. This ensures that shareholders can still earn dividends annually. Stock companies like this can be regarded as a blue chip stock.

Window Dressing phenomenon: Advantages for Blue Chips Shares

Entering December or coinciding with the end of the year there will usually be an increase in stock prices, especially blue chips. This phenomenon is commonly referred to as window dressing or conditions in which the traded stock prices tend to strengthen ahead of the end of the year, ie December.

This phenomenon that not only happened in Indonesia can also happen all over the world. Not only the stock market experienced window dressing, but also equity funds. The following causes the phenomenon of window dressing that makes stock prices strengthened.

Corporate action to boost sales targets by the end of the year significantly so that the company’s year-end report could post earnings beyond expectations.

Speculative profit taking action by investors seeking to pursue profits in the short term as stock price forecasts are up by the end of the year.

The action of investment managers increases stocks to boost the performance of the mutual funds they manage so that the overall performance looks good in the eyes of investors.

Advantages of Blue Chips Stock Investments

Is the investment in blue chips stocks will always get a profit? The answer is no. Because if it is always and surely a profit, no investor will invest in the shares of a small company or the Lapis Three Shares. As a result small companies are becoming difficult to grow and it is impossible to enter into blue chips.

In the stock market, every stock of the company …

Many ease and attractive offer if you want to vacation abroad. For some people, vacation abroad becomes one of the dreams that want to be realized. How about you? Are there overseas destinations you want to visit?

About the cost, vacation abroad requires considerable cost. If you are wise in managing finances and can save on a regular basis, vacation plans can certainly be realized. Today there are many online sites that make it easy for you to get the best price / vacation package. Of course, the price can be adjusted with financial capability.

To make sure the holiday plan is realized later, some of the following ways can take you on vacation to the country of choice immediately.

Where to Go and What’s the Budget?

Your vacation plan should start with the selection of holiday destination country. Then then you can determine the holiday budget appropriately. Find as much information as you can about holiday travel to destination country.

In the budget you make, organize and estimate when you can reach the amount of funds needed for the holidays later. Doing it early will make it easier for you to make your vacation abroad.

Create a New Vacation Special Account

Separate your vacation fund and place it in a special account so as not to mix with other funds. Determine the amount of vacation funds to be saved each month in accordance with the estimated time of completion of saving. Immediately transfer funds to a special holiday account each time receiving a salary.

Saving So Effective Way to Save Vacation Fund

To smooth your vacation plan, you must start saving. Perform cost cuts that are not so important in your financial budget. Remember, that is not so important. Do not let you stop funds for the needs that are required to be met.

Bring a Lunch

Still associated with the above points, you can also make substantial savings every day, namely by bringing lunch to the office. No need to be embarrassed or feel inferior when carrying lunch. Always remember the dream of a vacation abroad that you want to realize.

Limit the Costs of Craze

Got to the cafe and spent all afternoon there drinking coffee and tasting delicious snacks? Or you may be happy to collect leather shoes that cost too unfriendly in the pocket? Begin to limit your penchant. Better allocate your funds to your vacation savings so that the number increases faster.

Make Hobby as an Additional Income Source

If you have a unique hobby and can be used as money, why do not you try to make it as a source of holiday funds? Today there are many ways to channel a hobby into money.

One of them by relying on internet services. For example, your hobby nge-blogs and visitors who see the number of blogs quite a lot, this could be an opportunity to put an ad on your blog. In addition, you can also register as a freelance writer by making your blog as a portfolio.

Sell ​​Unused Goods

Instead of dormant, better unused goods are sold for additional funding. The existence of online buying and selling sites can help you in selling them. Especially if you have enough second-hand goods and still feasible, you can get some pretty big money later.

Get Familiarized with Save

Allocate some of your monthly budget for vacation funding needs, but in the right way. Instead of cutting them directly or reducing your monthly consumption amount. This will be dangerous and can be bad.

Do this wisely, that is by doing a smart monthly shopping activity. You can save money by relying on discounts or special offers from a particular store / supermarket. Find the information through the internet so you can meet all your monthly needs at a more cost-effective price.

Normally the supermarket will publish monthly catalogs and you can take advantage of this. Not only that, you can also use your credit card to get discounts or special offers from certain store cooperation with your card issuing bank.

Set Daily Spend

You can also manage your daily spending to be more effective so some posts can be trimmed to save as your vacation fund. For example, you can walk to a bus stop that is not too far from the office rather than using a motorcycle taxi which will certainly require a considerable amount of daily expenses. If collected in a month, this spending is also quite a good amount.…

Being in business as an entrepreneur or entrepreneur does require the expertise to make the most of all the resources and make them worth something.

As many people know, some of today’s big business starts from a small place with minimal capital. Just as Microsoft’s IT giant started its business from a car garage or Facebook that first runs in a dormitory.

Little did we hear of many small entrepreneurs and started pioneering often complaining and blaming themselves or their rivals for losing business competition. Well, here is what to consider really by entrepreneurs in order to win the market competition.

Find Out Business Knowledge as much as possible

The main problem that is generally experienced by entrepreneurs is the insight or knowledge of business that is less mature and perfect. This business knowledge is about how to start a business, create a simple plan, designing the right marketing, branding, packaging, product distribution, to simple things and corporate administration.

Often beginner entrepreneurs do not have many years of the basics of business knowledge. Though this is a major investment and very valuable for business continuity.

This source of business knowledge can be easily obtained. Could by following a business seminar or forum of young entrepreneurs. Especially now access to information via the internet is very easy. All this business knowledge can be obtained easily without having to spend a lot of money. We can also join the entrepreneurial community to get business sciences from experienced ones.

Build and Expand Market and Distribution

Many factors determine whether a product is in demand or does not sell well. Starting a matter of promotion to prospective consumers or product marketing flow. However, the most important factor of whether or not the product depends on the location of the sale and the distribution of the product to the consumer.

Often the constraints faced by small entrepreneurs are the limitations of capital to open their own stores or do distribution so that products can be seen and purchased by consumers. This limitation can be handled by utilizing internet technology that is now a trend. Beginner entrepreneurs should also develop marketing and branding online to all social media and internet marketing media, including using the online store platform.

With online marketing, we can market products without geographical restrictions. Of course very profitable for entrepreneurs. Only, we need to build an online marketing network well so that consumer product search always leads to our products.

Manage Capital with Cash Flow Management

Starting a business requires capital and investment. In order for business to continue running and developing, the capital must be managed properly. Do not get too much expenditure to the extent of capital obtained from borrowing, but the business has not made a profit that can cover the debt.

 It would be nice to have your own capital to fund the business run. However, there are certain times, loans are really needed and taking out a loan is not something wrong. Good financial management is by focusing on sales and how to apply cash flow well. If you get a profit, some can be used to increase the business to be larger so that income increases. Loans for business gradually pay off until paid off.

Utilizing Technology that is Becoming a Trend

Today’s modern age with technological advances, internet availability, and the digital world also benefit beginner entrepreneurs. Although small entrepreneurs, with the power of technology we can still compete with big businessmen who already have a name. In this case, it takes careful use of existing technology. Condition is quite easy. We simply invest in a computer or smartphone. No need to be sophisticated, enough that can operate well some frequently used software.

Develop and Create Financial Administration and Business Legality

In running a business, making financial administration is very important. The development of this business that requires the creation of good financial administration from the beginning pioneered the business so that no problem will occur later.

Especially if there are investors who are interested in investing in our business or cooperation with other parties. In addition, do not forget about the legality of permits and registration of brands, logos, patents legal entities, and so forth. This is so that there is no legal dispute or stumble problem if our business grow bigger later.

Establish friendship as wide as possible

Being friends and having lots of acquaintances really gives many advantages. Especially when starting a business, the more friends, the easier it is to run the business. By making friends, we can learn many new things that science can apply to the business. Or maybe there are friends who have important information related to the availability of raw materials of cheap quality products. Can also start from a friend to be a business partner. Most …

Choosing a quality stock requires analytical skills, both fundamental and technical analysis. Many novice investors are trapped in stock transactions based solely on technical analysis and ignore fundamental analysis.

Investing only by looking at the ups and downs of stock prices in the stock exchange dashboard is very risky. To help you get the best results in stock investing, here are some ways to choose the best stock.

How to Market Capitalization? What Is Liquid Stock Input?

The first step in choosing a good stock is to pay attention to market capitalization. For information, market capitalization is the share price multiplied by the total number of shares issued by the issuer and listed on the Indonesia Stock Exchange (IDX).

Market capitalization is important to look at because:

Can provide information related to how high the volatility of stock prices.

Know how much public ownership in the issuer.

Seeing the potential of the company in the future.

In addition, it should also be sought to know the nature of the stock itself. Is it somewhat liquid, liquid enough, or less liquid? A good stock is a liquid stock. Why? Because the stock is traded with a higher frequency or above the minimum limit of a predetermined frequency.

Useless capitalization value large, but less liquid. So, look for a large capitalized stock and is fairly liquid.

Observe the Income, Profit, and Margin

How is the company’s financial report contained in the capital market dashboard? To select quality stock, it is necessary to observe the income, profit, and margin. How:

Check revenue (revenue) and net income over the last two years.

Check earnings comparison in quarterly report (first quarter with second quarter) and annual report (last three years).

Consider the ratio of price to sales (P / S) and price to earnings (P / E) ratio.

Pay attention to the latest trends whether the growth is fluctuating or consistent. Or is there a big change (more than 50% in a year) up and down.

Also check the company’s margins whether the trend is generally up, down, or stay the same.

Level of Competition and Future Industry Prospects

Rapid technological developments often “kill” companies who are not ready. Do not let you get stuck buying shares of companies that are insensitive to changes.

You can compare a company with a competitor company to measure how much the overall market share for the products the company produces. Do not forget to projection the future of the industry. Whether it can survive or tend to decline.

Create Multiple Ratio Analysis Here

In choosing a good stock, there are several ratios to note, namely:

The price-earnings ratio (P / E ratio) is calculated by dividing the stock price by the earnings per share / EPS (earnings per share) of a company. Make sure the net earnings figure for several years to ensure the numbers are normal and not skyrocketed due to drastic changes.

Price-to-book-ratio (P / B ratio) to determine the fair value of shares. This indicator is obtained by dividing the stock price in the stock market with the book value value of the stock.

Price / earnings to growth ratio (PEG ratio) to take into account future earnings growth expectations and compare them with current earnings conditions. Shares with a PEG ratio close to 1 are usually valued as valuable under normal market conditions.

Management Reputation and Share Ownership Composition

The thing to note is whether the company you seek is still run by its founders or the company’s management has driven new people. Pay attention to reputation and find information related to the bios of key corporate figures to see how extensive their experience is.

Pay close attention to the Financial Statement

Viewing the financial statements do not need up to the detail that can make us so dizzy. Just note the following important things:

Consolidated Financial Statements to view overall assets and liabilities

Check the company’s ability to pay short-term obligations and the amount of long-term debt borne by the company.

Check the debt-to-equity ratio to see how much positive equity the company has and compare it with competitor data to get a better perspective.

It’s also a good idea to take note of every footnote that accompanies the financial statements and annual / quarterly reports. Financial statements can be obtained easily on the capital market dashboard.

Stock Price History At least in the last 3 (Three) Years

See the stock price history is important to do so you can get a reasonable price when buying these shares. In addition, the stock price history can also give you clues about how projected profit can be gained in the future.

Find Out Possible Option and Dilution

Corporate action such as issuing options, dilution, or other actions is important to know because it can change …

Building a business with colleagues is no stranger to our hearing, because some people often choose to work together in building their business, whether it be with family or even colleagues. This will require some careful preparation, since this cooperation will bring together two different thoughts in one effort.

It’s not that easy, because everyone will have different views on things, including you and your co-workers who will be partners in the business. Think carefully from the beginning, is it really ready to start a business along with co-workers?

A good amount of preparation will be needed in a joint venture, especially if both of you are new to starting a business for the first time. This should be a consideration with your potential partner, so that one day it can be really ready to face some of the obstacles that may be facing at any time.

Strong mental and hard work from you and your colleagues will certainly be needed in this case, so that business can run well in the future. Make sure you and your colleagues have good communication, so the various problems and constraints that will arise later can be solved together.

Consider some of the following tips, which are important to be observed when will build a business with colleagues:

Clear Rules and Legitimate Agreements

Businesses that are built together will certainly involve a number of joint capital as well, and this becomes a must-talk from the beginning. Money is often a sensitive issue, so it is important to set the rules and also the various business policies well.

Do not let you consider this a trivial matter, because smooth or not a business trip will certainly begin with a number of policies that are applied appropriately from the beginning.

Talk about it alone is not enough, you also have to make a valid letter of agreement for the business that will run both. It is very important to keep the rights and obligations together in the future. As time goes by, things can change, including your thinking as well as your colleagues. To that end, anticipate conflicts precisely, namely by creating a letter of legal cooperation agreement.

Understand Each Capability From The Beginning

Whatever type of business will be run together, of course this will require the ability of both of you as the owner. For that, better understand your skills with colleagues. Do not run a business that is not fully controlled with the colleague, because this could cause a number of losses in the future.

Choose the type of business that is able to be mastered both, at least this will be very helpful to be able to overcome the problems and other obstacles that may arise in the future.

Have a Vision and Mission in Line

Not just the ability alone, but you and your colleagues must have a vision and mission in line. Discuss this well from the beginning, so you can both pursue the best things for the progress of the business.

Do not let you and your colleagues do not have the same vision and mission, because this will make both of you likely to run the business haphazardly. If it’s like this, then a number of conflicts and losses will very likely arise and disrupt everything, right?

Proper Division of Duties and Occupations

Existing tasks should also be shared equally, so that both of you will have the same responsibility in the business. Your ability as well as your colleagues is very different, so it can allow you to share positions more easily.

Adjust your ability and colleagues with positions that must be filled within the company, so that all work can be handled effectively. Make sure both of you will occupy the position that should, meaning in accordance with the ability and also the needs of the company.

Get Familiarized with a Healthy Debate

No business runs smoothly with no constraints at all, nor will your efforts. A number of obstacles are very likely to arise and make you disagree in the future, this is very natural, but it needs a very precise solution.

Get in the habit of communicating and even arguing with health, so you and your co-workers can solve various problems in the company together. Do not harbor a number of problems without solving them first, because this could trigger a break at some time.

Build Trust and Run a Business Professionally

When doing business, you must have confidence in business associates. This will build a sense of belonging and need between you and your colleagues, so both parties will keep each other up and do the best for the business it is running.

Finance and Transparent Bookkeeping

Do not forget to have transparent financial arrangements, including bookkeeping in the business you both …

Young and accomplished, so roughly the picture of this one youth. Brian Wong, young man born May 14, 1991 is even able to finish his college at the age of 18 years. This is of course a very young age, even the average age of Indonesian youth when entering the university. While most of the other young people are just starting college, the young man born in Vancouver, British Columbia has even completed his studies at university.

Not only that, Brian Wong is also smart in building a business that started since he was young. After graduating from university, Brian Wong worked for 5 months at a digital company owned by others, before finally he was laid off and decided to start his own business in 2010. This 26-year-old youth pioneered his business in the digital field in 2010 Along with 2 of his colleagues, they named him Kiip.

No half-hearted, the business has just been introduced officially is able to bring in a very large capital from outsiders, the amount even reached US $ 32 million. This is certainly a very good achievement, considering Brian’s age is still very young at the time.

A number of large world companies can even be obtained as a business client, this is one that makes Kiip different and growing very rapidly compared with a number of other similar companies.

There are many things to learn from a Brian Wong, remembering that this young man did start his business from a zero point and not with the help / great support of the people around him. Check out some successful tips that can be learned from this Hong Kong-blooded youth:

Take advantage of Notebook

What do you do with the notebook, and where will you take the object away? If and always leave this one on the desk, then start carrying on it from now on so you can keep track of all the important things you remember while traveling.

This is what a Brian Wong does, where he always brings along his notebook while traveling and records all the ideas he can find and get anywhere. Accustomed to always summarize the ideas that exist in his mind, Brian Wong seemed to not want to lose a bit of creativity, even while traveling.

This habit of making summaries will give him many conveniences, especially for important business-related opportunities, such as meetings with clients and other matters. Writing down ideas that come up in the mind will be better than remembering it and spending some memory in the brain to save it, so the reason this young man puts is related to his hobby of making notes in his notebook.

Focus on Your Own Career

Stop to always compare yourself with others. Make sure you have a clear purpose in life and can lead to a success in the future. Next, focus only on your own career and not someone else’s career, so you can achieve that goal as well as possible.

When you can do this better every day, you can be a winner and succeed with what you have chosen as your own career. Being a winner will certainly be a huge achievement, is not it?

Job Requires Separate Art

Do not just work and do not do everything as well as possible. Give the best and maximum, so that clients feel comfortable and satisfied with the work. Work requires art of its own, even for a message that will be sent to the client even though it still requires a decent touch of art.

Not exaggerating and looking beautiful, that’s how Brian Wong writes and sends every message to his business clients. Be thorough and feasible, always try to re-read every message / email that you will send to business clients, because this is also part of the ability to work.

Discover and Utilize Talent with Max

When you start working and strive to achieve success, it is best to run everything to the maximum. Take advantage of all the talents you have, so that the highest achievements in life can be achieved more easily and fun. Interest will play a major role in one’s success.

If you deepen your interest and make it a great opportunity, then you can work with the maximum and mobilize all your talents for it. It will be a lot more fun, even when you find a number of difficulties and obstacles in it, you will still have the positive energy to pursue success.

Enjoy Holiday Periodically

Work, work, and always work without pause? This is a mistake, because it could be “uprooted” and lost creativity in work. Humans are not programmed to work without pause, as are robots. You need to socialize, take a vacation, or even just rest all day without doing work …

 We often see in social media postings like Instagram an artist or a famous character wearing a particular product and offering it to their follower. Another example that just hits when President Joko Widodo wearing a bomber jacket, then in a short time many people looking for the right jacket worn by the President. This is an example of the power of attraction or the taste of people following what is being worn by the idol figure.

You can imagine if our products are used by figures with the number of fans or followers Instagram millions, in addition to get feedback from followers the character can also increase sales. All it takes is to give the character free of charge some of the best product samples for the character. He will use our products and post his photos on social media, either for free or for endorsement.

Not only that. If we ever know the quiz contest or giveaway that give the gift of a product for free with a fantastic amount. Perhaps you’ve been thinking of handing out products for free will lower revenue.

Moreover, the value of products that are used as gifts is quite large, may think better used as advertising costs. However, the disadvantages of giving products for free are not necessarily true. There are several benefits that can be obtained by distributing products for free, including as follows:

Increase Awareness

As a new product, many people who have never known or seen even use your product. By dividing product samples for free, they can use and feel directly the product. At that time they will make an assessment of the product and certainly understand the product well.

The next consumer will decide to buy our product for the first time or leave it. For that, even if only sample products, give us our best product to fall in love with the first time.

Creating Mutual Feelings

Starting a new business by dividing a free sample product is not a disadvantage. Usually there will be reciprocity when sampling the product to the consumer. If the consumer is unsuited but interested in our product, the consumer will recommend the product to others. Of course they also feel lucky to get an award of a gift product.

Get Feedback and Review

The sample product that we give to the consumer free of charge will bear good feedback for our business continuity. They will voluntarily provide feedback even we also get testimonials from the use of our products, which we can display on our website page. Not to mention if it turns out the person we give a sample is a blogger, youtuber, vlogger, or even a program.

If they can volunteer to write a review of our products, our impact is helpful to promote our products indirectly to their readers or media viewers. Respect every input to the product for the future will be better and perfect in accordance with what is needed by consumers and market. This can help increase sales.

Knowing the Potential Product

If planning to sell various kinds, then by giving product samples to the consumer, we will know the products that interest many people. Finally we can conclude and predict which products will be selling in the market later. So avoid the mistakes too much raw material for the product that was not much demand.

We can also optimize in certain products based on sampling program of the most popular product type. With the sampling program, we can create a best seller product by keeping cash flow securely and low risk.

Make Friends

Samples of products can also be given as gifts to anyone we just know. In addition to this new acquaintance who is interested in our business, giving this gift will also help bring closer friendship. It could also be when there are friends or consumers who birthday we can give him a gift of the best product. In addition to making the hearts of our friends happy and feel special, there is added value to the product and the willingness of the heart to us as a businessman.

Obtain Product Endorsement

When sending samples of special products to blog authors or selebgrams, they may be very appreciative of us. If lucky, they do not hesitate to write a review after using the sample product earlier. Often also equipped with post photos and our products in social media. Of course, fans of writers and the program will be curious about the product used by his idol. Product names are becoming more popular.

Optimize Social Media

The power of the digital world, especially social media today, should not be underestimated. Simple example simply by using hashtag # giveaway product and invite follower to spread information. In general, everything that is free is …